1. Can I invest in real estate through a Limited Liability Company (LLC)?
2. How do I transfer my IRA funds into a self-directed IRA?
3. Why haven’t I heard about this before?
4. What are permissible investments?
5. Can my account borrow funds to purchase real estate?
6. Can my account purchase a portion of property with other investors?
7. How can I use my Self-Directed IRA to purchase real estate?
8. Where is rental income deposited?
9. Do you provide any property management services?
10. What can you do for a seasoned investor?
11. How much cash do I need to get started?
12. If I invest with a holding LLC what is the minimum amount of time I have to invest?
13. Are there limitations on how much I can invest annually?
14. Is there some way I can sell property I currently own to my Self-Directed IRA?
15. Am I able to use the property held in my account?
16. What transactions are prohibited?

1.Question: Can I invest in real estate through a Limited Liability Company (LLC)?
Answer: Yes

2.Question: How do I transfer my IRA funds into a self-directed IRA?
Answer: We will provide you with all of the forms required to do this.

3.Question: Why haven’t I heard about this before?
Answer: All marketing since 1974, when IRAs were first available, came from banks and financial institutions who naturally promoted their own products.

4.Question: What are permissible ivestments?
Answer: Anything except S-Corp stock, collectibles, or insurance policies.

5.Question: Can my account borrow funds to purchase real estate?
Answer: Yes, but only within an IRA. This takes a special type of financing called Non-recourse business financing. Our preferred partner that provides these funds is Bell Lending.

6.Question: Can my account purchase a portion of property with other investors?
Answer: Yes, as long as none of the others are disqualified persons.

7.Question: How can I use my Self-Directed IRA to purchase real estate?
Answer: You can buy a rental house, land, or buildings through a self-directed IRA. You can also invest in a Holding LLC to co-invest with others.

8.Question: Where is rental income deposited?
Answer: All rental income must be returned to your IRA's bank account or into the checking account set up for the IRA.

9.Question: Do you provide any property management services?
Answer: We can provide this service through our preferred partner D-Quad Properties in some markets.

10.Question: What can you do for a seasoned investor?
Answer: We can help buy, sell, trade, insure, share technologies, co-invest, help diversify, and help grow retirement funds in real estate.

11.Question: How much cash do I need to get started?
Answer: Around $25,000.

12.Question: If I invest with a holding LLC what is the minimum amount of time I have to invest?
Answer: One year plus one day.

13.Question: Are there limitations on how much I can invest annually?
Answer: Not from the IRA into investments but you have limitations on how much you can annually contribute to your pension plan itself.

For a Roth 401(k): $15,000 if under 50, $20,000 if 50 or older

For a Roth IRA: $4,000 if under 50, and $5,000 if 50 or older

14.Question: Is there some way I can sell property I currently own to my Self-Directed IRA?
Answer: No, any property that either you or a disqualified person has ever owned cannot be purchased by your Self-Directed IRA.

15.Question: Am I able to use the property held in my account?
Answer: No, neither you nor another disqualified person can use the property while it is held in your account.

16.Question: What transactions are prohibited?
Answer: Internal Revenue Code Section 4975 defines prohibited transactions. Briefly, you, your direct descendents, your spouse, and any businesses under you or a disqualified person's control are disqualified. Refer to the IRS Code section 4975 for complete information.

IRS Publication 590 provides information regarding IRAs.

IRS Code Section 408A provides specific information about ROTH IRAs.

The IRA Online Resource Guide-- Information about Roth IRAs provides additional information.

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